Newsletters & Case Studies

Get the latest news and information for Long Term Care Insurance.

Nick Carroll

May 11, 20211 min

Legacy Rescue Asset Transfer

Mary is a lovely 74-year-old widow with two adult children. Both of her adult children are married and have children of their own....

Nick Carroll

May 11, 20211 min

Using an IRA to Fund Long-Term Care Planning

Here is a case study of a 60-year-old couple with the following assets: Home: $425,000 – (all paid for) Savings: $150,000 Husband’s...

Nick Carroll

May 11, 20211 min

Crisis Planning - Actuarially Sound Annuity : Lopes Annuity

John (78) and Sarah (72) Problem: John has been admitted to the Nursing Home at a cost of $15,000 per month. The concern is to protect...

Nick Carroll

May 11, 20211 min

3 Options for a 55 Year Old Couple

What follows are 3 options this healthy couple can choose from with products available in 2020. Traditional LTC policy The couple can...

Nick Carroll

Mar 21, 20201 min

The Elephant in the Room - LTC Rate Increases

The need for long term care insurance has never been greater! Longer life expectancies, rising costs of care and the desire to be able to...

Nick Carroll

Mar 21, 20201 min

Life Insurance That Pays - While You Are Alive!

Today’s life insurance policies provide the best of both worlds. Not only will they pay upon death, but these newer plans will enable...

Nick Carroll

Mar 21, 20201 min

Why Women Need Long-Term Care Planning!

Understanding the consequences of a long-term illness is half the equation. The other half is taking action. When a spouse, parent or...

Nick Carroll

Mar 21, 20201 min

Great News for CT Residents – Short-Term Care Insurance.

Take the first step to protect your dignity, your independence, and your legacy. For those who have considered long-term care insurance...

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