Nurse with older man
Older man with nurse
Older M-F couple

We can help tailor a policy to your needs and goals.

Why Long Term Care Insurance?

Six Reasons Why You Need Long Term Care Insurance:


  • Ensuring that you receive quality care, where and when you need it most.

  • Relieving the burden of care from family and loved ones.

  • Protecting your hard earned assets.

  • Maintaining independence and dignity.

  • Avoiding welfare.

  • Peace of mind


  • Remember, the risk of needing care is very high and currently the cost of a nursing home in Connecticut exceeds $140,000 a year!


You should consider the following when purchasing long term care insurance:


  • The policy should be customized to your specific personal and financial needs. It should not be a “cookie-cutter” or generic one-size-fits-all plan.

  • The premiums should be affordable both now and in the future.

  • A Disability Income Insurance Policy is not a substitute for a long term care policy! Disability insurance replaces lost income in the event of an extended illness. Long term care insurance pays for the care costs due to the illness.


What is really expensive about long term care insurance is not having it!