Will I need Long Term Care?

More than 40% of Americans receiving long term care are under 65 years old.

Consider the following:

• Most of us will need home care or nursing home care at some time in our lives.
• Most of us do not want to be a physical, emotional or financial burden to our loved ones.
• We are living much longer than our parents did. As we age, we are more likely to suffer from long term debilitating ailments and disease such as Alzheimers, Parkinson’s or Strokes that require assistance.  This is true even for those of us who have a healthy family history and genetics.
• Most of us will need rehabilitative care and often times prolonged chronic care after major surgery and accidents.
• For most of us, our goal is to be financially and personally independent.
• For many of us, it is important that we protect the assets we accumulated so we can leave an estate for our loved ones.